How we guide our clients.

Financial Planning.

Define your core values & relationships
Understand your lifetime goals
Prepare financial plan
Establish and monitor your household budget
Review & stress test financial plan regularly
Optimize cash flow
Assess debt management needs
Assist with personal asset purchases
Planning for healthcare expenses

Education Planning.

Plan for education funding goals
Assess tools available to maximize efficient funding of education goals
Evaluate loan options, if necessary
Strategically eliminate existing education loans

Retirement Planning.

Define when you want to be Work Optional
Construct a plan for realizing your goals
Review and advise on employer retirement plans
Analyze pension distribution options
Assess potential for NUA and other strategies to maximize your retirement assets
Maximize executive compensation opportunities
Develop retirement saving strategy
Optimize social security benefit planning

Wealth Transfer Planning.

Establish your Wealth Mission Statement
Define wealth transfer goals and wishes
Review and ensure estate documents remain up to date
Review beneficiary designations annually
Discuss use of Powers of Attorney as a financial planning tool
Evaluate use of gifting strategies for personal or charitable intent
Assess need for advanced planning around estate taxation, loved ones with special needs, liquidity issues, and other.
Facilitate family meetings (if needed)

Investment Planning.

Define individual investment policy and Risk Comfort Zone.
Construct, monitor, and advise on your comprehensive portfolio, inclusive of assets managed by CHP and external investments (such as employer retirement plans)
Utilize cost-appropriate investments
Maximize tax-efficient investing when appropriate
Adopt rebalancing plan to maintain alignment between your portfolio to your Risk Comfort Zone
Conduct an annual strategy review
Address concentrated positions

Tax Planning.

Review asset locations
Assess need for RMD planning
Optimize distribution strategy
Utilize tax-efficient investments when suitable
Employ tax-loss harvesting when appropriate
Identify loss carry-forward opportunities
Identify tax-free asset exchange opportunities (1031/1035)
Collaborate with your Tax Professional, if needed

Lifestyle Protection Planning.

Defining and implementing emergency reserves for a rainy day
Maximize debtor protections
Defining life insurance needs
Exploring insurance substitutes that may be more appropriate for your needs
Address and plan for health insurance needs
Assess property & casualty insurance coverage
Evaluate identity theft protection needs

Additional Areas of Expertise

Automotive Enthusiasts

As a lifelong “gearhead”, Casey has spent countless hours either in the garage, on a racetrack, or simply enjoying time with like-minded car enthusiasts - hence the name of our firm being a call-back to the original garage. His experience with and knowledge of cars often provides a valuable resource for clients considering investing in rare collectible automobiles, those who enjoy time on the racetrack as a hobby, as well as individuals who are simply looking to replace their everyday means of transportation and are seeking guidance.

Residential Real Estate and Real Estate Improvement

In addition to our expertise and strength in comprehensive financial planning and wealth management, we have extensive experience and knowledge in the fields of residential real estate and real estate improvement. Whether it be a remodel of your current residence, a purchase of a second home, or you are exploring owning real estate as an income-generating investment, we can guide you through the process, assisting you in making prudent decisions. Additionally, we will offer insights and considerations to keep in mind and be a resource for you as you take that journey toward achieving your goal.